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submitting a request to us within 180 days of the date your Direct Consolidation Loan is made. You will then lose the remaining portion of the grace period on those loans. Section 6: where TO send THE completed repayment plan request Return the completed form and any required documentation to: (If no address is shown, return to your loan servicer.) If you need help completing this form, call: (If no telephone number is shown, call your. Watch videos, see posts from Grainger representatives and even learn about upcoming events taking place online and off. If you have questions about the information disclosed, you may contact your servicer. In this case, I may select the IBR, Pay As You Earn, or ICR plan for the loans that are eligible for those plans by submitting the IBR/Pay As You Earn/ICR Plan Request, and may select a different repayment plan for the loans that may. However, they may be repaid under the ICR Plan. If you make graduated payments, your monthly payment must at least be equal to the amount of interest that accrues each month, and no single payment will be more than three times greater than any other payment. We will report your default to nationwide consumer reporting agencies (see Item 16). Check the box for the repayment plan that you wish to select: These plans are described in Section.

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(Your Direct Consolidation Loan is "made" on the date we pay off the first loan that you are consolidating.) After we pay off any loans that you add during the 180-day period, we will notify you of the new total amount of your Direct Consolidation. You may receive a deferment based on your enrollment in school on at least a half-time basis if: You submit a deferment request to your servicer along with documentation of your eligibility for the deferment, or Your servicer receives information from the school you are. I authorize ED to contact the holders of the loans I have selected for consolidation to determine the eligibility for consolidation and the payoff amounts of: The loans listed in the Loans You Want to Consolidate section of this Note, and Any of my other. Under this plan, you will repay your loan in full over a repayment period not to exceed 25 years (not including periods of deferment or forbearance) from the date the loan entered repayment. If you are in default on your loan, you are not eligible for a deferment. You will need to continue making payments until you receive written notification that your loans have been successfully consolidated and it is time to start paying your Direct Consolidation Loan. Payment OF interest General In general, interest accrues on a Direct Consolidation Loan from the date the loan is made until it is paid in full or discharged.

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